Where Now? RTW 5 Reasons Travel Insurance is a Must!

5 Reasons Travel Insurance is a Must!

When planning a round the world trip, or any trip in fact it can be easy to get carried away with all the exciting bits, and forget about the more boring tasks. One of these is travel insurance, and unfortunately this is something you don’t want to forget, and here’s why:

Hostels can be dodgy!

Its a fact of backpacking that every now and then you are going to come across a less than savoury hostel on your travels. Whether the hostel is in a bad location, is full of the wrong people or is just downright nasty it doesn’t matter and it is often hard to avoid especially when a lot of the time you are booking hostels online in a rush.

If you are in a shared dorm, you will be sleeping with a number of strangers the majority of whom will probably be perfectly trustworthy and others not so. It is very easy and sadly common to have your belongings stolen why you sleep, so having good travel insurance will help you sleep that little bit easier.

The world is a dangerous place.

Thankfully, overall the UK is a very safe place to live. Most people have never felt an earthquake, most have never seen a forest fire, most have never experienced a landslide, most have never seen a volcano erupt and the list could go on! This isn’t the case for much of the world, and even when taking every precaution you can, its to know that if Mother Nature decides enough is enough and that so-called dormant volcano you are trekking needs to erupt, you are covered!

Your flights are cancelled/tour operator runs off etc

This can happen, and you don’t want to be left out of pocket if it does. Flights and tours can cost a lot of money and in some countries things are more likely to go wrong than others but in either case having good travel insurance will protect if anything like this happens.

You could knock a log onto your finger!

Ok well I know first hand how this can happen and its not pretty! When you are on a long trip the chances of getting ill or injured at some point along the way are very high, especially if you are doing a lot of trekking and sports etc. (In my case I was just sitting around a camp fire, but that is another story!) Only when you have injured yourself, or when you are very ill will you truly value the worth of travel insurance!

Its not that expensive!

When you think about all the things good travel insurance will cover you for, it really is good value, and when there is so much competition out there sites like MoneySupermarket.com make it really easy and quick to compare all of the deals.

Of course this list is only very brief and there are a lot more reasons to get decent travel insurance. It may not be as fun as planning the rest of your trip, but you will sure be glad when you have your shiny new MacBook Pro stollen by a masked man on a donkey somewhere in the middle of the Atacama Desert!